Small Business Insights

Small business Insights to help you manage and grow your business.

How a line of credit could benefit your business

A business line of credit provides fast, self-serve access to funds as and when they are needed, up to an approved amount limit. Here’s how a line of credit can help small businesses manage cash flow and power growth.

How a line of credit could benefit your business

6 ways to stop your business from losing money

No one goes into business to lose money. Check out these six tips to help improve profitability.

6 ways to stop your business from losing money

How 5 small businesses grow at local markets

Five small business owners share why a market presence is crucial to their business’s success.

How 5 small businesses grow at local markets

4 tax time tips for small business owners

We asked three small business owners and an accountant to share their top tips for tackling tax time – here’s what they had to say.

4 tax time tips for small business owners

Prepaying expenses before tax time

We asked an accountant for their tips for when to consider prepaying expenses before the end of the financial year.

Prepaying expenses before tax time

Tools and tips for cash flow management

Here are two cash flow management tools you can start using straight away, plus tips for responding to dips in cash flow and encouraging long-term growth.

Tools and tips for cash flow management

Small business tips for a successful year-end season

Manage supplier relationships, make cash flow management a priority and other small business tips from a consultant for the holiday season.

Small business tips for a successful year-end season

Short-term staffing solutions for the holidays

With many small businesses facing their busiest time of the year, having enough staff becomes vital. But what type of short-term hire will work best?

Short-term staffing solutions for the holidays

How to get a business loan

Running or growing a business? While there are plenty of funding options to finance your small business, how do you know which one is right for you? We unpack lending options for small businesses to help you make the right choice.

How to get a business loan

5 tips to boost your business’s cash flow

Five ways small business owners are driving growth, boosting cash flow and protecting their bottom line in the face of rising costs.

5 tips to boost your business’s cash flow

How to choose a pricing model

A quick-reference guide to small business pricing models and tips for deciding which model could suit your business.

How to choose a pricing model

6 disaster planning tips for small businesses

Disaster planning tips to help prepare your small business for the worst, and how a hair and beauty salon owner has responded to unexpected change.

6 disaster planning tips for small businesses

How to improve your social media marketing for video

A practical guide to improving your social media marketing, plus examples of standout social video from real small businesses.

How to improve your social media marketing for video

How to make the most of access to credit

The different types of business credit, when to use personal credit cards, how access to credit can support business growth, and an expert’s debt management tips.

How to make the most of access to credit

Infographic: Line of credit vs small business loan

You’ve likely heard of a small business loan, but how about a business line of credit? Here’s a quick rundown of the difference between these two business finance options.

Infographic: Line of credit vs small business loan

How to claim work-related car expenses

A quick guide to using a vehicle logbook, and using the Actual Costs and Kilometre rate methods to calculate work-related car expenses.

How to claim work-related car expenses

How 5 Kiwi businesses are kickstarting growth

Five inspiring local business owners share how they’ll make progress in 2022 – and how they’re preparing now

How 5 Kiwi businesses are kickstarting growth

Traditional Bank loans versus Non-Bank lenders

Even for the well-informed business owner, the sheer quantity of small business loans can be overwhelming. Here’s a simple guide to Traditional Banks and Non-Bank lenders.

Traditional Bank loans versus Non-Bank lenders

Small business government support in New Zealand

We have summarised some helpful information on the Government small business support packages designed to help businesses impacted by the recent lockdowns.

Small business government support in New Zealand

A guide to cash flow forecasting

Cash flow forecasting can enable small businesses to maintain their growth – without falling back on personal credit cards. Here, Debbie Marshall shares her tips for cash flow forecasting and management.

A guide to cash flow forecasting

Key dates and tips to help small businesses prepare for EOFY

Are you prepared for the EOFY? If not, don't fret. We've rounded up some key changes, tips and dates that could help you be more prepared come crunch time.

Key dates and tips to help small businesses prepare for EOFY

Running your small business from home: How to set yourself up for success

When your spare room suddenly becomes your office, you need to put some strategies in place to separate your home and work life. Here’s some tips to make it work.

Running your small business from home: How to set yourself up for success

How to diversify your business

Many strong businesses have diverse income streams, and the benefits of diversification have been well and truly reinforced by the recent pandemic shutdowns.

How to diversify your business

Infographic: A small business guide to the NZ economic stimulus package

As many small businesses across New Zealand face economic uncertainty as the global coronavirus pandemic bites, the New Zealand Government has promised wage subsidies and tax relief. Here’s what you need to know about the economic stimulus package.

Infographic: A small business guide to the NZ economic stimulus package

Good debt vs bad debt: How to know which is which

For many people, debt can be intimidating to take on, but the reality is that taking on the right kind of debt can allow your business to grow and flourish. So how do you work out what debt makes good business sense?

Good debt vs bad debt: How to know which is which

Your most common EOFY questions, answered

Taxes might be one of only two certainties in life, but that doesn’t mean there is always certainty around them. The looming approach of the end of financial year (EOFY) means many NZ small business owners will be enlisting the help of a professional accountant to make sure their affairs are in order. To help you make....

Your most common EOFY questions, answered

Why you should keep your business and personal finances separate

When you’re starting out in business, the temptation to operate out of your personal bank account, or maybe bang some inventory on your personal credit card, is an easy one to fall for. In fact, we’ve all heard of businesses who funded those early days by credit card, or by the founder redrawing on their mortgage.

Why you should keep your business and personal finances separate

There's more than one way to nurture your business

We love helping businesses grow with the latest info and ideas to educate and inspire. We can also guide you to a funding solution to help bring those business dreams to life.

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